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Frequently Asked Questions

Are startup businesses acceptable?
Of course! The Fundwise process can accommodate all types of businesses.


Does my business have to be organized under a specific entity type?
While it is not mandatory to have an entity created, many banks are more willing to lend to an individual that has put forth the effort to create an LLC or a corporation. Another upside of creating an entity is the protection and legitimacy it gives your business.


Is there any threat or possible adverse consequence to me or my business?
The only major ramifications you or your business may face would come from failure to repay lenders.


What are the minimum requirements to obtain funding?
Your credit score is the most influential aspect. You or your credit partner should at least have a credit score of 680 or above.


What if my credit score doesn’t qualify?
No problem! Many of our applicants bring on a credit partner with a 680+ credit score. A credit partner, for example, can be a business partner, friend, family member or investor, etc.

How long does it take to get funding?
Most funding companies in this industry take 45 to 90 days attempting to secure capital for their clients. Through Fundwise Capital’s streamlined process, funding can be obtained in 10 to 21 days.


How is funding obtained so promptly?
Fundwise Capital’s process is the outcome of extensive bank analysis, legal consultation and research and development. Our surplus of knowledge comes from our learned skill to analyze and contrast thousands of applications and the subsequent credit awarded.


It may sound like this is too good to be true, but in reality, the outcome of our program isn’t fictitious. It’s just the simple operation of experience, a specialized understanding of this process and a great deal of hard work.