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Unsecured Lines of Credit Up To $200k

The Best Funding You Qualify for Guaranteed

Apply in 30 Seconds. No Obligation.

Funding For Start Ups and Small Businesses

Fundwise Capital helps entrepreneurs, start-ups, small business owners and real-estate investors secure the best funding they can qualify for, guaranteed.

How It Works


Submit your credit score with
no obligation


Discuss your personal
funding options

Get Funded

Our team will walk you through the funding process step by step


Contact us for tips on how to best utilize your funding

Our Mission

Fundwise Capital was created by entrepreneurs who are tired of seeing other entrepreneurs or new ventures being guided to loans that only benefit the lender.  Our mission is to help you secure the best capital in conjunction with providing the necessary education to help you master your future business’ growth and success.

In an industry famous for little to no transparency, Fundwise Capital is pulling back the curtain to empower entrepreneurs with the best funding options, finance education, qualifying formulas, and access to proven lenders. The Fundwise Funding team have helped to secure well over $150 Million in funding for clients. We are laser focused on providing the most effective and creative financing solutions to excel new and experienced entrepreneurs to incredible levels of success.


I had been a successful contractor for years and after the recession, for the first time, I found that my business needed a little extra cash to operate at full capacity. Thanks to the efforts of my funding manager, I was able to receive a low-interest rate and payment for a cash loan. To my surprise, it turned out to be an SBA loan which was crazy because most banks take months to get an SBA loan and I had my money within just 2 weeks!

Secured $50,000 for his business

Doug Barlow, Da Vinci Details

We really enjoyed working with the guys at LCC, the best part about working with them wasn’t just the money, but the additional resources that they offered us in terms of helping us to grow our business and make it more profitable. These guys are for real, you can count on them to do what they say they are going to do which is rare in business.

Secured $31,000 for their business

Richard Larsen & Mike Law, Saturday's Waffle

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Frequently Asked Questions

Are startup businesses acceptable?
Of course! Fundwise Capital can accommodate all types of businesses.

Does my business have to be organized under a specific entity type?
While it is not mandatory to create an entity, many banks are more willing to lend to an individual that has put forth the effort to create an LLC or a corporation. Another upside of creating an entity is the protection and legitimacy that it gives to your business.

Is there any threat or possible adverse consequence to me or my business?
The only major ramification that you or your business may face is if you fail to repay your lenders.

What are the minimum requirements to obtain funding?
Your credit score is the most influential aspect; you or a willing party should have a credit score of 680 or above.

What if my credit score doesn’t qualify?
No problem! Many of our applicants bring on a credit partner with a 680+ credit score. A credit partner, for example, can be a business partner, friend, family member, investor, etc. If your credit score is still too low to qualify, or if you don’t have a credit partner, ask about our 720 FICO program, designed to raise credit scores.

How long does it take to receive funding?
Most funding companies in this industry take 45 to 90 days to secure capital for clients. Through our streamlined process, funding can be obtained in 10 to 21 days.

How is funding obtained so promptly?
Fundwise Capital’s funding process is the outcome of an extensive amount of bank analyses, legal consultation, and research and development. Our surplus of knowledge comes from our ability to analyze and contrast thousands of applications and the subsequent credit awarded.

It may sound too good to be true, but in reality, the outcome of our program produces real results. We’ve built this company on the simple operation of experience, a specialized understanding of the funding process, and a great deal of hard work.

Our Blog

How to Stay On Top of Cash Flow

  Why is staying on top of cash flow so difficult? Ironically, studies show the most common reason businesses fail isn’t due to poor management or a bad idea—it’s cash flow. I relate this problem to running. There’s a technique for distance running where you’re...

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Does Everyone in Your Company Have a Voice?

Having a voice is important for company culture—specifically, creating an environment where everyone feels welcome and comfortable. It’s difficult to start a new job when you feel like people are breathing down your neck and micromanaging, or when you feel...

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You Got Your Funding. Now What?

  For many small businesses, knowing what to do with newly secured capital can present quite the challenge. You might think, “Wow, all this money is here! Now what do I do with it?” Forecast Something I encourage our entrepreneurs to do is start with forecasting....

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